call: (03) 9088 0753 - 0403 248 210

Typically the following will occur:

• Initial discussion via phone / email resulting from you directly contacting MCD Property Finance or us responding to your enquiry via our website
• A face to face appointment is arranged at a suitable time and place.  This could occur during the day, during your lunchtime, after dinner at night and be at your home, your workplace, a café etc.  At this appointment we will discuss your scenario and requirements in detail and let you know what documents and information you need to collate to provide to a lender
• Based on your scenario and requirements, a suitable lender and product will be determined and the overall financial position of your scenario will be explained (what funds are required from you, what funds the lender will provide, what costs are involved (government / lender / legal) 
• If you are comfortable with our suggested lender and product then we progress to getting you a loan!
• We may need to talk to the nominated lender to clarify any questions before lodging an application
• An application is created and signed by you and relevant documents supplied by you
• The application is submitted by MCD Property Finance (on your behalf) to the nominated lender, with accompanying notes created by us explaining in more detail what your scenario is and the requested loan product
• Application is tracked, you are notified regularly of progress
• For any property involved in the application, the lender normally requires an independent valuation to occur on their behalf.  The valuer will contact the relevant party (vendor for a property purchase, you if the application is for a refinance or the property is being used for equity) to organize a valuation inspection
• MCD Property Finance establishes contact with the Conveyancing service acting on your behalf in a property purchase (or we may have referred you to our Conveyancing professional if you have not organized one)
• Once a valuation has occurred, lender will issue approval for the loan application which we will receive and notify you off
• Loan documents (contract and other paperwork) are sent to you directly for you  to review and sign
• Signed paperwork is returned to the lender and the lender checks it has been signed correctly
• Then the lender prepares the funds and paperwork for the settlement of the property (or the refinancing of a loan away from the current lender)
• Conveyancing service contacts the lender to request a settlement appointment (based on the nominated date in the property contract for sale)
• MCD Property Finance confirms with the Conveyancing service the amount of funds available from the lender for the settlement
• The Conveyancing service confirms to you if what exact amount of your own funds (if any) are required   
• Settlement occurs and the loan funds are drawn down, you are the new owner of a property with a mortgage
• MCD Property Finance contacts you post settlement